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Call reports 2008

FMB BANK — 2008

What FMB BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/47fd3404-401d-4b3f-830f-5b85d1f2218c/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets40,439,00038,960,00036,549,00033,794,000
Total loans23,222,00024,231,00023,714,00022,609,000
Allowance for loan losses320,000241,000244,000237,000
Securities available for sale8,063,0008,565,0006,382,0005,747,000
Securities held to maturity0000
Trading assets0000
Total deposits36,679,00035,307,00031,968,00028,285,000
Interest-bearing deposits32,250,00030,929,00027,318,00024,266,000
Noninterest-bearing deposits4,429,0004,378,0004,650,0004,019,000
Equity capital3,527,0003,486,0003,589,0003,097,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income651,0001,180,0001,700,0002,170,000
Interest expense305,000503,000684,000837,000
Net interest income346,000677,0001,016,0001,333,000
Noninterest income98,000219,000352,000466,000
Noninterest expense385,000773,0001,101,0001,500,000
Provision for loan losses3,0006,0009,000862,000
Pretax income69,000130,000271,000-550,000
Income tax20,00041,00086,000-179,000
Net income49,00089,000185,000-371,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital3,421,0003,451,0003,540,0002,987,000
Total capital3,741,0003,692,0003,784,0003,224,000
Risk-weighted assets26,340,00027,927,00027,356,00026,235,000

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