Call reports 2016
FIRST STATE BANK OF OKABENA (INCORPORATED) — 2016
What FIRST STATE BANK OF OKABENA (INCORPORATED) reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 18,709,000 | 18,837,000 | 18,474,000 |
| Total loans | 6,007,000 | 5,962,000 | 5,576,000 |
| Allowance for loan losses | 175,000 | 178,000 | 178,000 |
| Securities available for sale | 4,846,000 | 5,000,000 | 4,785,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 16,567,000 | 16,681,000 | 16,325,000 |
| Interest-bearing deposits | 12,360,000 | 12,046,000 | 11,875,000 |
| Noninterest-bearing deposits | 4,207,000 | 4,635,000 | 4,450,000 |
| Equity capital | 2,139,000 | 2,152,000 | 2,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 119,000 | 237,000 | 351,000 |
| Interest expense | 11,000 | 22,000 | 32,000 |
| Net interest income | 108,000 | 215,000 | 319,000 |
| Noninterest income | 7,000 | 13,000 | 20,000 |
| Noninterest expense | 105,000 | 220,000 | 337,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 |
| Pretax income | 10,000 | 6,000 | 0 |
| Income tax | 0 | 0 | 0 |
| Net income | 10,000 | 6,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 1,733,000 | 1,707,000 | 1,701,000 |
| Total capital | 1,824,000 | 1,799,000 | 1,792,000 |
| Risk-weighted assets | 7,125,000 | 7,123,000 | 7,081,000 |