Call reports 2018
PEOPLES STATE BANK — 2018
What PEOPLES STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,551,000 | 86,888,000 | 86,450,000 | 86,240,000 |
| Total loans | 71,584,000 | 74,027,000 | 74,816,000 | 75,385,000 |
| Allowance for loan losses | 803,000 | 805,000 | 806,000 | 696,000 |
| Securities available for sale | 4,651,000 | 4,492,000 | 4,319,000 | 4,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,826,000 | 76,214,000 | 73,748,000 | 71,628,000 |
| Interest-bearing deposits | 58,244,000 | 59,531,000 | 57,343,000 | 56,457,000 |
| Noninterest-bearing deposits | 17,582,000 | 16,683,000 | 16,405,000 | 15,171,000 |
| Equity capital | 7,409,000 | 7,545,000 | 7,682,000 | 7,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 872,000 | 1,815,000 | 2,776,000 | 3,787,000 |
| Interest expense | 78,000 | 180,000 | 303,000 | 436,000 |
| Net interest income | 794,000 | 1,635,000 | 2,473,000 | 3,351,000 |
| Noninterest income | 114,000 | 312,000 | 502,000 | 688,000 |
| Noninterest expense | 873,000 | 1,703,000 | 2,523,000 | 3,317,000 |
| Provision for loan losses | 0 | 0 | 0 | -140,000 |
| Pretax income | 35,000 | 244,000 | 452,000 | 862,000 |
| Income tax | 7,000 | 58,000 | 109,000 | 212,000 |
| Net income | 28,000 | 186,000 | 343,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,487,000 | 7,661,000 | 7,817,000 | 8,007,000 |
| Total capital | 8,418,000 | 8,601,000 | 8,775,000 | 8,703,000 |
| Risk-weighted assets | 74,466,000 | 75,212,000 | 76,625,000 | 76,403,000 |