Call reports 2017
PEOPLES STATE BANK — 2017
What PEOPLES STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 84,215,000 | 83,610,000 | 83,730,000 | 82,916,000 |
| Total loans | 59,955,000 | 59,222,000 | 65,274,000 | 66,963,000 |
| Allowance for loan losses | 903,000 | 811,000 | 804,000 | 801,000 |
| Securities available for sale | 4,895,000 | 4,763,000 | 5,174,000 | 4,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,232,000 | 75,303,000 | 75,011,000 | 73,815,000 |
| Interest-bearing deposits | 58,410,000 | 58,886,000 | 58,575,000 | 56,827,000 |
| Noninterest-bearing deposits | 17,822,000 | 16,417,000 | 16,436,000 | 16,988,000 |
| Equity capital | 7,307,000 | 7,436,000 | 7,483,000 | 7,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,621,000 | 2,443,000 | 3,344,000 |
| Interest expense | 73,000 | 146,000 | 225,000 | 301,000 |
| Net interest income | 724,000 | 1,475,000 | 2,218,000 | 3,043,000 |
| Noninterest income | 211,000 | 429,000 | 670,000 | 853,000 |
| Noninterest expense | 787,000 | 1,605,000 | 2,464,000 | 3,323,000 |
| Provision for loan losses | -50,000 | -50,000 | -50,000 | -50,000 |
| Pretax income | 198,000 | 349,000 | 474,000 | 623,000 |
| Income tax | 72,000 | 127,000 | 171,000 | 296,000 |
| Net income | 126,000 | 222,000 | 303,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,193,000 | 7,343,000 | 7,444,000 | 7,467,000 |
| Total capital | 8,002,000 | 8,168,000 | 8,315,000 | 8,362,000 |
| Risk-weighted assets | 64,569,000 | 66,003,000 | 69,692,000 | 71,569,000 |