Call reports 2007
PEOPLES STATE BANK — 2007
What PEOPLES STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 70,668,000 | 71,555,000 | 75,276,000 | 80,347,000 |
| Total loans | 52,974,000 | 52,267,000 | 54,528,000 | 57,096,000 |
| Allowance for loan losses | 606,000 | 618,000 | 611,000 | 628,000 |
| Securities available for sale | 9,118,000 | 9,802,000 | 8,571,000 | 11,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,559,000 | 63,425,000 | 66,975,000 | 73,364,000 |
| Interest-bearing deposits | 54,969,000 | 55,352,000 | 58,739,000 | 66,014,000 |
| Noninterest-bearing deposits | 7,590,000 | 8,073,000 | 8,236,000 | 7,350,000 |
| Equity capital | 6,172,000 | 6,170,000 | 6,353,000 | 6,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,436,000 | 3,718,000 | 5,025,000 |
| Interest expense | 580,000 | 1,193,000 | 1,844,000 | 2,523,000 |
| Net interest income | 622,000 | 1,243,000 | 1,874,000 | 2,502,000 |
| Noninterest income | 70,000 | 144,000 | 228,000 | 310,000 |
| Noninterest expense | 527,000 | 1,062,000 | 1,618,000 | 2,147,000 |
| Provision for loan losses | 0 | 0 | 0 | 16,000 |
| Pretax income | 165,000 | 325,000 | 484,000 | 658,000 |
| Income tax | 56,000 | 111,000 | 163,000 | 226,000 |
| Net income | 109,000 | 214,000 | 321,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,178,000 | 6,087,000 | 6,252,000 | 6,253,000 |
| Total capital | 6,784,000 | 6,705,000 | 6,863,000 | 6,881,000 |
| Risk-weighted assets | 59,076,000 | 59,734,000 | 62,434,000 | 64,658,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.