Call reports 2006
PEOPLES STATE BANK — 2006
What PEOPLES STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,350,000 | 62,155,000 | 67,356,000 | 71,054,000 |
| Total loans | 45,455,000 | 49,332,000 | 50,033,000 | 51,594,000 |
| Allowance for loan losses | 461,000 | 516,000 | 504,000 | 603,000 |
| Securities available for sale | 6,600,000 | 6,580,000 | 7,247,000 | 8,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,168,000 | 53,069,000 | 57,818,000 | 62,516,000 |
| Interest-bearing deposits | 39,419,000 | 43,872,000 | 49,437,000 | 54,842,000 |
| Noninterest-bearing deposits | 9,749,000 | 9,197,000 | 8,381,000 | 7,674,000 |
| Equity capital | 5,568,000 | 5,742,000 | 5,967,000 | 6,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,928,000 | 3,061,000 | 4,286,000 |
| Interest expense | 284,000 | 659,000 | 1,156,000 | 1,726,000 |
| Net interest income | 618,000 | 1,269,000 | 1,905,000 | 2,560,000 |
| Noninterest income | 75,000 | 158,000 | 233,000 | 319,000 |
| Noninterest expense | 389,000 | 789,000 | 1,200,000 | 1,727,000 |
| Provision for loan losses | 49,000 | 86,000 | 107,000 | 112,000 |
| Pretax income | 255,000 | 552,000 | 831,000 | 1,040,000 |
| Income tax | 94,000 | 206,000 | 310,000 | 384,000 |
| Net income | 161,000 | 346,000 | 521,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,596,000 | 5,775,000 | 5,980,000 | 6,084,000 |
| Total capital | 6,057,000 | 6,291,000 | 6,485,000 | 6,687,000 |
| Risk-weighted assets | 48,818,000 | 52,880,000 | 55,166,000 | 57,729,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.