Call reports 2026
INDEPENDENCE STATE BANK — 2026
What INDEPENDENCE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 85,884,000 | 84,207,000 |
| Total loans | 66,833,000 | 65,522,000 |
| Allowance for loan losses | 693,000 | 694,000 |
| Securities available for sale | 13,526,000 | 12,100,000 |
| Securities held to maturity | 120,000 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 73,564,000 | 72,247,000 |
| Interest-bearing deposits | 58,506,000 | 57,171,000 |
| Noninterest-bearing deposits | 15,058,000 | 15,076,000 |
| Equity capital | 8,386,000 | 8,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,262,000 | 2,513,000 |
| Interest expense | 293,000 | 578,000 |
| Net interest income | 969,000 | 1,935,000 |
| Noninterest income | 43,000 | 98,000 |
| Noninterest expense | 709,000 | 1,407,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 300,000 | 628,000 |
| Income tax | 57,000 | 113,000 |
| Net income | 243,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,629,000 | 8,901,000 |
| Total capital | 9,346,000 | 9,619,000 |
| Risk-weighted assets | 70,750,000 | 71,632,000 |