Call report 2025Q4
INDEPENDENCE STATE BANK — 2025Q4
The 22 measures INDEPENDENCE STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,359,000 | USD | evidence → |
| Total loans | 64,656,000 | USD | evidence → |
| Allowance for loan losses | 693,000 | USD | evidence → |
| Securities available for sale | 14,296,000 | USD | evidence → |
| Securities held to maturity | 120,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,467,000 | USD | evidence → |
| Interest-bearing deposits | 58,658,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,809,000 | USD | evidence → |
| Equity capital | 8,507,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,827,000 | USD | evidence → |
| Interest expense | 1,136,000 | USD | evidence → |
| Net interest income | 3,691,000 | USD | evidence → |
| Noninterest income | 177,000 | USD | evidence → |
| Noninterest expense | 2,606,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,238,000 | USD | evidence → |
| Income tax | 233,000 | USD | evidence → |
| Net income | 1,005,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,711,000 | USD | evidence → |
| Total capital | 9,428,000 | USD | evidence → |
| Risk-weighted assets | 71,677,000 | USD | evidence → |