Call reports 2010
INDEPENDENCE STATE BANK — 2010
What INDEPENDENCE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 58,970,000 | 58,462,000 | 58,979,000 | 58,915,000 |
| Total loans | 38,920,000 | 39,359,000 | 37,132,000 | 35,224,000 |
| Allowance for loan losses | 634,000 | 612,000 | 623,000 | 698,000 |
| Securities available for sale | 14,300,000 | 12,002,000 | 14,573,000 | 16,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,660,000 | 53,161,000 | 53,601,000 | 53,716,000 |
| Interest-bearing deposits | 48,825,000 | 47,964,000 | 48,321,000 | 47,019,000 |
| Noninterest-bearing deposits | 4,835,000 | 5,196,000 | 5,280,000 | 6,696,000 |
| Equity capital | 4,996,000 | 4,979,000 | 5,045,000 | 4,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,514,000 | 2,235,000 | 2,938,000 |
| Interest expense | 228,000 | 427,000 | 615,000 | 783,000 |
| Net interest income | 530,000 | 1,087,000 | 1,620,000 | 2,155,000 |
| Noninterest income | 76,000 | 85,000 | 182,000 | 141,000 |
| Noninterest expense | 584,000 | 1,193,000 | 1,785,000 | 2,681,000 |
| Provision for loan losses | 9,000 | 288,000 | 404,000 | 733,000 |
| Pretax income | 43,000 | -375,000 | -553,000 | -1,284,000 |
| Income tax | 21,000 | 21,000 | -6,000 | -6,000 |
| Net income | 22,000 | -396,000 | -547,000 | -1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,028,000 | 4,860,000 | 4,706,000 | 4,724,000 |
| Total capital | 5,629,000 | 5,461,000 | 5,286,000 | 5,277,000 |
| Risk-weighted assets | 48,082,000 | 48,042,000 | 46,384,000 | 44,132,000 |
Machine access — free, no API key
Every figure shown here about INDEPENDENCE STATE BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.