Call reports 2025
WILSON STATE BANK — 2025
What WILSON STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 122,716,000 | 122,199,000 | 121,984,000 | 119,050,000 |
| Total loans | 84,737,000 | 83,545,000 | 85,706,000 | 85,624,000 |
| Allowance for loan losses | 868,000 | 876,000 | 883,000 | 890,000 |
| Securities available for sale | 23,625,000 | 23,256,000 | 22,917,000 | 22,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,422,000 | 105,548,000 | 104,527,000 | 101,609,000 |
| Interest-bearing deposits | 66,341,000 | 80,803,000 | 79,239,000 | 77,314,000 |
| Noninterest-bearing deposits | 40,081,000 | 24,745,000 | 25,288,000 | 24,295,000 |
| Equity capital | 8,811,000 | 9,179,000 | 9,844,000 | 10,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,496,000 | 2,995,000 | 4,546,000 | 6,078,000 |
| Interest expense | 440,000 | 877,000 | 1,330,000 | 1,744,000 |
| Net interest income | 1,056,000 | 2,118,000 | 3,216,000 | 4,334,000 |
| Noninterest income | 64,000 | 141,000 | 212,000 | 278,000 |
| Noninterest expense | 794,000 | 1,556,000 | 2,401,000 | 3,230,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 319,000 | 689,000 | 1,008,000 | 1,358,000 |
| Income tax | 14,000 | 16,000 | 30,000 | 45,000 |
| Net income | 305,000 | 673,000 | 978,000 | 1,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,810,000 | 11,070,000 | 11,217,000 | 11,314,000 |
| Total capital | 11,678,000 | 11,945,000 | 12,100,000 | 12,204,000 |
| Risk-weighted assets | 89,033,000 | 88,622,000 | 89,535,000 | 88,817,000 |