Call reports 2024
WILSON STATE BANK — 2024
What WILSON STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 119,571,000 | 120,001,000 | 120,301,000 | 119,369,000 |
| Total loans | 82,060,000 | 82,984,000 | 84,969,000 | 84,055,000 |
| Allowance for loan losses | 838,000 | 845,000 | 853,000 | 861,000 |
| Securities available for sale | 26,250,000 | 25,962,000 | 24,966,000 | 23,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,815,000 | 104,391,000 | 104,019,000 | 103,672,000 |
| Interest-bearing deposits | 81,495,000 | 78,993,000 | 78,371,000 | 79,456,000 |
| Noninterest-bearing deposits | 24,320,000 | 25,398,000 | 25,648,000 | 24,216,000 |
| Equity capital | 7,262,000 | 7,648,000 | 8,727,000 | 8,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 2,761,000 | 4,245,000 | 5,769,000 |
| Interest expense | 415,000 | 840,000 | 1,271,000 | 1,707,000 |
| Net interest income | 950,000 | 1,921,000 | 2,974,000 | 4,062,000 |
| Noninterest income | 60,000 | 123,000 | 191,000 | 266,000 |
| Noninterest expense | 806,000 | 1,574,000 | 2,357,000 | 3,118,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 197,000 | 465,000 | 798,000 | 1,195,000 |
| Income tax | 9,000 | 9,000 | 24,000 | 41,000 |
| Net income | 188,000 | 456,000 | 774,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,067,000 | 10,262,000 | 10,488,000 | 10,655,000 |
| Total capital | 10,904,000 | 11,107,000 | 11,341,000 | 11,515,000 |
| Risk-weighted assets | 85,973,000 | 86,335,000 | 87,666,000 | 87,314,000 |