Call reports 2023
WILSON STATE BANK — 2023
What WILSON STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 118,024,000 | 124,944,000 | 122,275,000 | 118,851,000 |
| Total loans | 77,235,000 | 84,907,000 | 83,513,000 | 82,056,000 |
| Allowance for loan losses | 810,000 | 818,000 | 826,000 | 829,000 |
| Securities available for sale | 30,639,000 | 29,967,000 | 27,261,000 | 27,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,165,000 | 111,936,000 | 104,524,000 | 105,240,000 |
| Interest-bearing deposits | 82,754,000 | 85,056,000 | 79,329,000 | 79,849,000 |
| Noninterest-bearing deposits | 26,411,000 | 26,880,000 | 25,195,000 | 25,391,000 |
| Equity capital | 6,728,000 | 6,762,000 | 6,389,000 | 7,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,307,000 | 3,639,000 | 4,983,000 |
| Interest expense | 224,000 | 562,000 | 962,000 | 1,376,000 |
| Net interest income | 864,000 | 1,745,000 | 2,677,000 | 3,607,000 |
| Noninterest income | 66,000 | 139,000 | 200,000 | 277,000 |
| Noninterest expense | 733,000 | 1,420,000 | 2,167,000 | 2,955,000 |
| Provision for loan losses | 0 | 7,000 | 15,000 | 23,000 |
| Pretax income | 198,000 | 475,000 | 715,000 | 927,000 |
| Income tax | -12,000 | 4,000 | 15,000 | 24,000 |
| Net income | 210,000 | 471,000 | 700,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,566,000 | 9,747,000 | 9,876,000 | 9,954,000 |
| Total capital | 10,376,000 | 10,565,000 | 10,702,000 | 10,783,000 |
| Risk-weighted assets | 87,483,000 | 94,988,000 | 90,071,000 | 87,789,000 |