Call reports 2022
WILSON STATE BANK — 2022
What WILSON STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 122,016,000 | 120,054,000 | 121,218,000 | 118,752,000 |
| Total loans | 73,574,000 | 75,173,000 | 77,432,000 | 76,945,000 |
| Allowance for loan losses | 817,000 | 810,000 | 810,000 | 810,000 |
| Securities available for sale | 35,982,000 | 34,388,000 | 32,171,000 | 30,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,947,000 | 112,347,000 | 113,746,000 | 111,225,000 |
| Interest-bearing deposits | 86,650,000 | 86,021,000 | 86,722,000 | 85,093,000 |
| Noninterest-bearing deposits | 26,297,000 | 26,326,000 | 27,024,000 | 26,132,000 |
| Equity capital | 7,995,000 | 6,526,000 | 6,274,000 | 6,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 932,000 | 1,983,000 | 3,033,000 | 4,128,000 |
| Interest expense | 63,000 | 132,000 | 258,000 | 434,000 |
| Net interest income | 869,000 | 1,851,000 | 2,775,000 | 3,694,000 |
| Noninterest income | 60,000 | 125,000 | 178,000 | 253,000 |
| Noninterest expense | 748,000 | 1,408,000 | 2,168,000 | 2,871,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 570,000 | 792,000 | 1,083,000 |
| Income tax | 14,000 | 31,000 | 41,000 | 52,000 |
| Net income | 167,000 | 539,000 | 751,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,888,000 | 9,198,000 | 9,296,000 | 9,414,000 |
| Total capital | 9,705,000 | 10,008,000 | 10,106,000 | 10,224,000 |
| Risk-weighted assets | 89,950,000 | 89,752,000 | 84,155,000 | 87,587,000 |