Call reports 2021
WILSON STATE BANK — 2021
What WILSON STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 109,505,000 | 113,887,000 | 121,169,000 | 118,378,000 |
| Total loans | 70,619,000 | 73,454,000 | 71,869,000 | 72,077,000 |
| Allowance for loan losses | 797,000 | 797,000 | 817,000 | 817,000 |
| Securities available for sale | 28,799,000 | 30,053,000 | 30,447,000 | 36,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,269,000 | 100,229,000 | 109,938,000 | 107,869,000 |
| Interest-bearing deposits | 75,210,000 | 76,834,000 | 86,083,000 | 84,233,000 |
| Noninterest-bearing deposits | 24,059,000 | 23,395,000 | 23,855,000 | 23,636,000 |
| Equity capital | 9,135,000 | 9,516,000 | 10,036,000 | 9,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 892,000 | 1,907,000 | 3,216,000 | 4,289,000 |
| Interest expense | 81,000 | 152,000 | 226,000 | 292,000 |
| Net interest income | 811,000 | 1,755,000 | 2,990,000 | 3,997,000 |
| Noninterest income | 60,000 | 141,000 | 274,000 | 347,000 |
| Noninterest expense | 704,000 | 1,346,000 | 2,141,000 | 2,825,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 554,000 | 1,132,000 | 1,528,000 |
| Income tax | 7,000 | 19,000 | 49,000 | 68,000 |
| Net income | 160,000 | 535,000 | 1,083,000 | 1,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,140,000 | 8,464,000 | 8,923,000 | 8,796,000 |
| Total capital | 8,937,000 | 9,261,000 | 9,740,000 | 9,613,000 |
| Risk-weighted assets | 73,038,000 | 76,044,000 | 88,936,000 | 88,530,000 |