Call reports 2020
WILSON STATE BANK — 2020
What WILSON STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 91,506,000 | 104,220,000 | 100,510,000 | 105,669,000 |
| Total loans | 66,239,000 | 69,007,000 | 69,513,000 | 69,547,000 |
| Allowance for loan losses | 795,000 | 842,000 | 860,000 | 862,000 |
| Securities available for sale | 15,350,000 | 18,773,000 | 22,095,000 | 22,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,812,000 | 90,730,000 | 87,058,000 | 95,280,000 |
| Interest-bearing deposits | 64,372,000 | 71,884,000 | 67,995,000 | 73,860,000 |
| Noninterest-bearing deposits | 17,440,000 | 18,846,000 | 19,063,000 | 21,420,000 |
| Equity capital | 8,516,000 | 9,292,000 | 9,438,000 | 9,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 2,009,000 | 2,984,000 | 3,904,000 |
| Interest expense | 155,000 | 276,000 | 383,000 | 480,000 |
| Net interest income | 808,000 | 1,733,000 | 2,601,000 | 3,424,000 |
| Noninterest income | 117,000 | 187,000 | 276,000 | 348,000 |
| Noninterest expense | 642,000 | 1,330,000 | 2,030,000 | 2,689,000 |
| Provision for loan losses | 0 | 80,000 | 98,000 | 98,000 |
| Pretax income | 282,000 | 511,000 | 754,000 | 992,000 |
| Income tax | 9,000 | 18,000 | 28,000 | 38,000 |
| Net income | 273,000 | 493,000 | 726,000 | 954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,908,000 | 8,077,000 | 8,182,000 | 8,068,000 |
| Total capital | 8,703,000 | 8,919,000 | 9,042,000 | 8,930,000 |
| Risk-weighted assets | 79,950,000 | 82,849,000 | 79,777,000 | 79,119,000 |