Call reports 2019
WILSON STATE BANK — 2019
What WILSON STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 85,500,000 | 86,332,000 | 86,863,000 | 87,594,000 |
| Total loans | 63,848,000 | 66,071,000 | 67,204,000 | 65,724,000 |
| Allowance for loan losses | 732,000 | 680,000 | 873,000 | 843,000 |
| Securities available for sale | 12,376,000 | 12,290,000 | 10,209,000 | 11,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,691,000 | 75,566,000 | 76,520,000 | 77,836,000 |
| Interest-bearing deposits | 58,973,000 | 59,321,000 | 59,950,000 | 61,533,000 |
| Noninterest-bearing deposits | 16,718,000 | 16,245,000 | 16,570,000 | 16,303,000 |
| Equity capital | 8,698,000 | 9,020,000 | 9,095,000 | 8,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 951,000 | 1,927,000 | 2,926,000 | 3,887,000 |
| Interest expense | 128,000 | 271,000 | 425,000 | 576,000 |
| Net interest income | 823,000 | 1,656,000 | 2,501,000 | 3,311,000 |
| Noninterest income | 95,000 | 189,000 | 292,000 | 408,000 |
| Noninterest expense | 633,000 | 1,298,000 | 1,923,000 | 2,624,000 |
| Provision for loan losses | 0 | 0 | 191,000 | 361,000 |
| Pretax income | 285,000 | 547,000 | 745,000 | 803,000 |
| Income tax | 5,000 | 16,000 | 24,000 | 26,000 |
| Net income | 280,000 | 531,000 | 721,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,975,000 | 8,169,000 | 8,229,000 | 7,744,000 |
| Total capital | 8,707,000 | 8,849,000 | 9,102,000 | 8,587,000 |
| Risk-weighted assets | 69,948,000 | 71,965,000 | 76,142,000 | 75,337,000 |