Call reports 2018
WILSON STATE BANK — 2018
What WILSON STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 87,399,000 | 88,215,000 | 88,005,000 | 87,197,000 |
| Total loans | 64,017,000 | 66,030,000 | 66,472,000 | 66,357,000 |
| Allowance for loan losses | 855,000 | 736,000 | 732,000 | 732,000 |
| Securities available for sale | 13,107,000 | 12,874,000 | 12,571,000 | 12,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,278,000 | 74,993,000 | 73,125,000 | 72,190,000 |
| Interest-bearing deposits | 55,610,000 | 57,503,000 | 56,734,000 | 55,306,000 |
| Noninterest-bearing deposits | 16,668,000 | 17,490,000 | 16,391,000 | 16,884,000 |
| Equity capital | 8,031,000 | 8,199,000 | 8,331,000 | 8,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,796,000 | 2,733,000 | 3,706,000 |
| Interest expense | 95,000 | 202,000 | 320,000 | 452,000 |
| Net interest income | 798,000 | 1,594,000 | 2,413,000 | 3,254,000 |
| Noninterest income | 54,000 | 131,000 | 214,000 | 287,000 |
| Noninterest expense | 608,000 | 1,238,000 | 1,834,000 | 2,509,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 244,000 | 487,000 | 793,000 | 1,032,000 |
| Income tax | 0 | 10,000 | 22,000 | 32,000 |
| Net income | 244,000 | 477,000 | 771,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,475,000 | 7,643,000 | 7,823,000 | 7,801,000 |
| Total capital | 8,330,000 | 8,379,000 | 8,555,000 | 8,533,000 |
| Risk-weighted assets | 69,816,000 | 71,553,000 | 72,275,000 | 72,387,000 |