Call reports 2017
WILSON STATE BANK — 2017
What WILSON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 88,357,000 | 90,275,000 | 89,980,000 | 87,781,000 |
| Total loans | 65,792,000 | 66,145,000 | 66,966,000 | 65,341,000 |
| Allowance for loan losses | 862,000 | 862,000 | 806,000 | 855,000 |
| Securities available for sale | 14,304,000 | 14,248,000 | 13,980,000 | 13,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,695,000 | 76,217,000 | 74,653,000 | 71,131,000 |
| Interest-bearing deposits | 58,531,000 | 60,419,000 | 57,172,000 | 55,415,000 |
| Noninterest-bearing deposits | 15,164,000 | 15,798,000 | 17,481,000 | 15,716,000 |
| Equity capital | 8,017,000 | 8,431,000 | 8,608,000 | 8,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 888,000 | 1,774,000 | 2,672,000 | 3,583,000 |
| Interest expense | 92,000 | 181,000 | 265,000 | 354,000 |
| Net interest income | 796,000 | 1,593,000 | 2,407,000 | 3,229,000 |
| Noninterest income | 79,000 | 151,000 | 251,000 | 251,000 |
| Noninterest expense | 589,000 | 1,208,000 | 1,799,000 | 2,442,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 286,000 | 536,000 | 859,000 | 838,000 |
| Income tax | -4,000 | 6,000 | 20,000 | 19,000 |
| Net income | 290,000 | 530,000 | 839,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,337,000 | 7,528,000 | 7,717,000 | 7,563,000 |
| Total capital | 8,199,000 | 8,390,000 | 8,523,000 | 8,418,000 |
| Risk-weighted assets | 71,710,000 | 72,792,000 | 73,418,000 | 71,717,000 |