Call reports 2016
WILSON STATE BANK — 2016
What WILSON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 88,116,000 | 91,617,000 | 94,729,000 | 92,630,000 |
| Total loans | 65,902,000 | 68,925,000 | 70,793,000 | 70,023,000 |
| Allowance for loan losses | 685,000 | 717,000 | 960,000 | 858,000 |
| Securities available for sale | 14,153,000 | 15,323,000 | 15,444,000 | 14,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,479,000 | 74,409,000 | 73,886,000 | 73,662,000 |
| Interest-bearing deposits | 56,400,000 | 57,930,000 | 59,038,000 | 59,435,000 |
| Noninterest-bearing deposits | 16,079,000 | 16,479,000 | 14,848,000 | 14,227,000 |
| Equity capital | 8,711,000 | 8,964,000 | 8,982,000 | 7,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,748,000 | 2,673,000 | 3,606,000 |
| Interest expense | 71,000 | 147,000 | 231,000 | 322,000 |
| Net interest income | 806,000 | 1,601,000 | 2,442,000 | 3,284,000 |
| Noninterest income | 94,000 | 178,000 | 313,000 | 403,000 |
| Noninterest expense | 601,000 | 1,218,000 | 1,833,000 | 2,479,000 |
| Provision for loan losses | 25,000 | 55,000 | 295,000 | 455,000 |
| Pretax income | 274,000 | 506,000 | 627,000 | 753,000 |
| Income tax | 8,000 | 19,000 | 34,000 | 31,000 |
| Net income | 266,000 | 487,000 | 593,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,729,000 | 7,861,000 | 7,878,000 | 7,169,000 |
| Total capital | 8,414,000 | 8,578,000 | 8,825,000 | 8,027,000 |
| Risk-weighted assets | 66,825,000 | 71,487,000 | 75,793,000 | 75,405,000 |