Call reports 2015
WILSON STATE BANK — 2015
What WILSON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,232,000 | 83,865,000 | 85,405,000 | 87,744,000 |
| Total loans | 62,785,000 | 63,009,000 | 64,753,000 | 65,063,000 |
| Allowance for loan losses | 644,000 | 642,000 | 654,000 | 657,000 |
| Securities available for sale | 13,104,000 | 13,055,000 | 12,631,000 | 13,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,427,000 | 73,044,000 | 69,711,000 | 72,660,000 |
| Interest-bearing deposits | 54,948,000 | 56,131,000 | 53,975,000 | 57,774,000 |
| Noninterest-bearing deposits | 17,479,000 | 16,913,000 | 15,736,000 | 14,886,000 |
| Equity capital | 8,687,000 | 8,736,000 | 8,899,000 | 8,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,720,000 | 2,594,000 | 3,478,000 |
| Interest expense | 69,000 | 136,000 | 204,000 | 274,000 |
| Net interest income | 799,000 | 1,584,000 | 2,390,000 | 3,204,000 |
| Noninterest income | 84,000 | 176,000 | 277,000 | 370,000 |
| Noninterest expense | 625,000 | 1,239,000 | 1,872,000 | 2,493,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 264,000 | 527,000 | 801,000 | 1,087,000 |
| Income tax | 34,000 | 46,000 | 58,000 | 72,000 |
| Net income | 230,000 | 481,000 | 743,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,748,000 | 7,938,000 | 8,057,000 | 7,550,000 |
| Total capital | 8,392,000 | 8,580,000 | 8,711,000 | 8,207,000 |
| Risk-weighted assets | 65,244,000 | 66,389,000 | 65,693,000 | 66,474,000 |