Call reports 2025
CRESCENT BANK — 2025
What CRESCENT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,058,467,000 | 1,038,952,000 | 1,000,788,000 | 971,152,000 |
| Total loans | 938,603,000 | 909,407,000 | 824,232,000 | 770,590,000 |
| Allowance for loan losses | 93,923,000 | 83,499,000 | 74,849,000 | 63,983,000 |
| Securities available for sale | 89,176,000 | 87,027,000 | 87,095,000 | 139,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 934,222,000 | 908,872,000 | 871,332,000 | 844,993,000 |
| Interest-bearing deposits | 918,220,000 | 894,588,000 | 847,664,000 | 810,406,000 |
| Noninterest-bearing deposits | 16,002,000 | 14,284,000 | 23,668,000 | 34,587,000 |
| Equity capital | 109,168,000 | 118,253,000 | 116,733,000 | 114,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 44,807,000 | 88,655,000 | 128,642,000 | 164,659,000 |
| Interest expense | 9,550,000 | 18,525,000 | 27,143,000 | 35,373,000 |
| Net interest income | 35,257,000 | 70,130,000 | 101,499,000 | 129,286,000 |
| Noninterest income | 430,000 | 684,000 | 439,000 | 691,000 |
| Noninterest expense | 18,776,000 | 32,264,000 | 48,055,000 | 60,516,000 |
| Provision for loan losses | 9,600,000 | 19,800,000 | 36,296,000 | 51,782,000 |
| Pretax income | 7,311,000 | 18,750,000 | 17,583,000 | 17,661,000 |
| Income tax | 1,744,000 | 4,441,000 | 4,166,000 | 4,652,000 |
| Net income | 5,567,000 | 14,309,000 | 13,417,000 | 13,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,076,000 | 130,435,000 | 127,834,000 | 131,638,000 |
| Total capital | 133,819,000 | 142,783,000 | 139,135,000 | 142,721,000 |
| Risk-weighted assets | 954,370,000 | 932,831,000 | 856,676,000 | 849,671,000 |