Call reports 2024
CRESCENT BANK — 2024
What CRESCENT BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,320,507,000 | 1,272,703,000 | 1,208,287,000 | 1,121,005,000 |
| Total loans | 1,175,320,000 | 1,144,685,000 | 1,083,948,000 | 1,004,931,000 |
| Allowance for loan losses | 120,016,000 | 120,373,000 | 136,048,000 | 112,112,000 |
| Securities available for sale | 94,711,000 | 92,857,000 | 96,347,000 | 90,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,192,081,000 | 1,147,807,000 | 1,097,550,000 | 1,004,352,000 |
| Interest-bearing deposits | 1,176,396,000 | 1,133,807,000 | 1,081,594,000 | 988,364,000 |
| Noninterest-bearing deposits | 15,685,000 | 14,000,000 | 15,956,000 | 15,988,000 |
| Equity capital | 116,052,000 | 111,469,000 | 95,455,000 | 102,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 54,689,000 | 108,994,000 | 161,623,000 | 210,626,000 |
| Interest expense | 12,448,000 | 24,400,000 | 36,229,000 | 47,106,000 |
| Net interest income | 42,241,000 | 84,594,000 | 125,394,000 | 163,520,000 |
| Noninterest income | 471,000 | 1,010,000 | 1,314,000 | 1,583,000 |
| Noninterest expense | 18,046,000 | 36,164,000 | 55,447,000 | 74,855,000 |
| Provision for loan losses | 16,700,000 | 44,493,000 | 90,794,000 | 94,100,000 |
| Pretax income | 7,966,000 | 4,940,000 | -19,539,000 | -3,852,000 |
| Income tax | 1,888,000 | 1,171,000 | -4,631,000 | -866,000 |
| Net income | 6,078,000 | 3,769,000 | -14,908,000 | -2,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,116,000 | 141,307,000 | 122,630,000 | 127,820,000 |
| Total capital | 161,964,000 | 156,818,000 | 137,449,000 | 141,576,000 |
| Risk-weighted assets | 1,195,953,000 | 1,168,293,000 | 1,096,558,000 | 1,034,379,000 |