Call reports 2023
CRESCENT BANK — 2023
What CRESCENT BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,418,082,000 | 1,420,959,000 | 1,442,123,000 | 1,370,750,000 |
| Total loans | 1,269,970,000 | 1,247,164,000 | 1,230,814,000 | 1,206,836,000 |
| Allowance for loan losses | 113,028,000 | 110,496,000 | 111,321,000 | 132,293,000 |
| Securities available for sale | 93,990,000 | 86,205,000 | 91,026,000 | 92,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,264,074,000 | 1,261,964,000 | 1,286,172,000 | 1,247,616,000 |
| Interest-bearing deposits | 1,246,796,000 | 1,244,594,000 | 1,268,250,000 | 1,231,768,000 |
| Noninterest-bearing deposits | 17,278,000 | 17,370,000 | 17,922,000 | 15,848,000 |
| Equity capital | 132,564,000 | 135,920,000 | 133,463,000 | 110,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 53,874,000 | 110,129,000 | 166,719,000 | 222,767,000 |
| Interest expense | 8,296,000 | 18,648,000 | 30,456,000 | 42,851,000 |
| Net interest income | 45,578,000 | 91,481,000 | 136,263,000 | 179,916,000 |
| Noninterest income | 900,000 | 1,642,000 | 2,275,000 | 2,849,000 |
| Noninterest expense | 22,774,000 | 45,092,000 | 65,541,000 | 84,713,000 |
| Provision for loan losses | 34,200,000 | 51,000,000 | 75,800,000 | 131,600,000 |
| Pretax income | -10,489,000 | -2,909,000 | -2,744,000 | -33,489,000 |
| Income tax | -2,428,000 | -690,000 | -647,000 | -7,790,000 |
| Net income | -8,061,000 | -2,219,000 | -2,097,000 | -25,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,338,000 | 181,185,000 | 181,302,000 | 152,350,000 |
| Total capital | 194,212,000 | 197,793,000 | 197,779,000 | 168,723,000 |
| Risk-weighted assets | 1,304,754,000 | 1,285,555,000 | 1,274,124,000 | 1,242,292,000 |