Call reports 2022
CRESCENT BANK — 2022
What CRESCENT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,091,253,000 | 1,257,605,000 | 1,340,535,000 | 1,413,286,000 |
| Total loans | 929,795,000 | 1,087,779,000 | 1,168,894,000 | 1,226,158,000 |
| Allowance for loan losses | 32,164,000 | 39,950,000 | 47,526,000 | 41,788,000 |
| Securities available for sale | 80,905,000 | 81,225,000 | 87,289,000 | 104,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 892,263,000 | 1,052,030,000 | 1,138,301,000 | 1,220,877,000 |
| Interest-bearing deposits | 870,417,000 | 1,031,186,000 | 1,118,192,000 | 1,199,307,000 |
| Noninterest-bearing deposits | 21,847,000 | 20,844,000 | 20,109,000 | 21,570,000 |
| Equity capital | 173,770,000 | 177,689,000 | 174,856,000 | 169,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 35,131,000 | 78,373,000 | 126,360,000 | 176,412,000 |
| Interest expense | 2,788,000 | 6,396,000 | 11,277,000 | 17,584,000 |
| Net interest income | 32,343,000 | 71,977,000 | 115,083,000 | 158,828,000 |
| Noninterest income | 1,142,000 | 2,253,000 | 3,212,000 | 4,022,000 |
| Noninterest expense | 16,168,000 | 33,611,000 | 49,529,000 | 70,676,000 |
| Provision for loan losses | 14,900,000 | 29,800,000 | 56,300,000 | 82,900,000 |
| Pretax income | 2,417,000 | 10,819,000 | 12,466,000 | 9,274,000 |
| Income tax | 486,000 | 2,393,000 | 2,766,000 | 8,323,000 |
| Net income | 1,931,000 | 8,426,000 | 9,700,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,690,000 | 184,187,000 | 185,460,000 | 177,710,000 |
| Total capital | 190,182,000 | 198,820,000 | 201,254,000 | 194,137,000 |
| Risk-weighted assets | 979,672,000 | 1,145,318,000 | 1,231,780,000 | 1,288,879,000 |