Call reports 2021
CRESCENT BANK — 2021
What CRESCENT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 885,724,000 | 931,742,000 | 953,950,000 | 1,010,491,000 |
| Total loans | 762,331,000 | 803,158,000 | 813,761,000 | 846,008,000 |
| Allowance for loan losses | 35,300,000 | 35,146,000 | 34,156,000 | 28,223,000 |
| Securities available for sale | 71,963,000 | 71,459,000 | 75,437,000 | 80,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 714,047,000 | 744,372,000 | 755,310,000 | 806,987,000 |
| Interest-bearing deposits | 688,070,000 | 717,350,000 | 728,950,000 | 784,622,000 |
| Noninterest-bearing deposits | 25,978,000 | 27,022,000 | 26,360,000 | 22,365,000 |
| Equity capital | 150,403,000 | 164,261,000 | 173,464,000 | 180,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 31,624,000 | 67,226,000 | 102,744,000 | 138,059,000 |
| Interest expense | 3,484,000 | 6,549,000 | 9,505,000 | 12,368,000 |
| Net interest income | 28,140,000 | 60,677,000 | 93,239,000 | 125,691,000 |
| Noninterest income | 927,000 | 2,656,000 | 3,575,000 | 4,538,000 |
| Noninterest expense | 13,110,000 | 26,479,000 | 40,118,000 | 59,085,000 |
| Provision for loan losses | 10,100,000 | 12,800,000 | 20,500,000 | 25,200,000 |
| Pretax income | 5,857,000 | 24,054,000 | 36,196,000 | 45,944,000 |
| Income tax | 1,246,000 | 5,444,000 | 8,245,000 | 10,092,000 |
| Net income | 4,611,000 | 18,610,000 | 27,951,000 | 35,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,018,000 | 163,017,000 | 172,358,000 | 180,259,000 |
| Total capital | 159,141,000 | 173,637,000 | 183,184,000 | 191,595,000 |
| Risk-weighted assets | 784,686,000 | 825,109,000 | 842,777,000 | 889,967,000 |