Call reports 2020
CRESCENT BANK — 2020
What CRESCENT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 983,810,000 | 930,957,000 | 926,233,000 | 919,745,000 |
| Total loans | 847,383,000 | 794,258,000 | 754,011,000 | 733,089,000 |
| Allowance for loan losses | 35,162,000 | 59,350,000 | 52,626,000 | 32,472,000 |
| Securities available for sale | 84,907,000 | 64,965,000 | 69,041,000 | 73,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 824,273,000 | 788,163,000 | 776,160,000 | 752,850,000 |
| Interest-bearing deposits | 809,792,000 | 770,204,000 | 759,996,000 | 731,805,000 |
| Noninterest-bearing deposits | 14,481,000 | 17,959,000 | 16,164,000 | 21,045,000 |
| Equity capital | 137,615,000 | 122,602,000 | 129,391,000 | 146,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 35,815,000 | 69,399,000 | 102,144,000 | 133,449,000 |
| Interest expense | 4,842,000 | 9,356,000 | 13,625,000 | 17,653,000 |
| Net interest income | 30,973,000 | 60,043,000 | 88,519,000 | 115,796,000 |
| Noninterest income | 626,000 | 1,266,000 | 2,074,000 | 2,869,000 |
| Noninterest expense | 17,262,000 | 30,760,000 | 44,067,000 | 59,687,000 |
| Provision for loan losses | 14,300,000 | 50,500,000 | 57,600,000 | 48,100,000 |
| Pretax income | 37,000 | -19,400,000 | -10,523,000 | 11,429,000 |
| Income tax | 18,000 | -4,433,000 | -2,400,000 | 2,639,000 |
| Net income | 19,000 | -14,967,000 | -8,123,000 | 8,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,636,000 | 120,650,000 | 127,494,000 | 144,407,000 |
| Total capital | 147,089,000 | 131,547,000 | 137,908,000 | 154,393,000 |
| Risk-weighted assets | 892,521,000 | 823,303,000 | 790,923,000 | 776,359,000 |