Call reports 2019
CRESCENT BANK — 2019
What CRESCENT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 985,450,000 | 994,894,000 | 984,060,000 | 962,202,000 |
| Total loans | 870,081,000 | 869,864,000 | 866,398,000 | 841,091,000 |
| Allowance for loan losses | 35,112,000 | 36,346,000 | 36,403,000 | 37,156,000 |
| Securities available for sale | 85,735,000 | 84,595,000 | 90,219,000 | 86,439,000 |
| Securities held to maturity | 4,928,000 | 4,886,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 835,350,000 | 839,965,000 | 826,125,000 | 806,459,000 |
| Interest-bearing deposits | 816,656,000 | 824,278,000 | 811,615,000 | 790,549,000 |
| Noninterest-bearing deposits | 18,694,000 | 15,687,000 | 14,510,000 | 15,910,000 |
| Equity capital | 131,266,000 | 135,761,000 | 136,917,000 | 136,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 34,524,000 | 70,545,000 | 106,404,000 | 142,234,000 |
| Interest expense | 4,525,000 | 9,400,000 | 14,437,000 | 19,424,000 |
| Net interest income | 29,999,000 | 61,145,000 | 91,967,000 | 122,810,000 |
| Noninterest income | 1,045,000 | 1,821,000 | 2,672,000 | 3,010,000 |
| Noninterest expense | 14,092,000 | 30,074,000 | 45,708,000 | 61,811,000 |
| Provision for loan losses | 15,400,000 | 26,500,000 | 41,500,000 | 57,500,000 |
| Pretax income | 1,552,000 | 6,397,000 | 7,436,000 | 6,514,000 |
| Income tax | 406,000 | 1,529,000 | 1,769,000 | 1,556,000 |
| Net income | 1,146,000 | 4,868,000 | 5,667,000 | 4,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,806,000 | 135,528,000 | 136,326,000 | 135,617,000 |
| Total capital | 143,358,000 | 147,125,000 | 147,828,000 | 146,896,000 |
| Risk-weighted assets | 900,607,000 | 903,046,000 | 895,237,000 | 876,428,000 |