Call reports 2018
CRESCENT BANK — 2018
What CRESCENT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,009,560,000 | 992,674,000 | 977,204,000 | 978,543,000 |
| Total loans | 890,731,000 | 875,878,000 | 839,758,000 | 850,206,000 |
| Allowance for loan losses | 36,980,000 | 40,041,000 | 38,021,000 | 34,971,000 |
| Securities available for sale | 80,956,000 | 76,126,000 | 83,523,000 | 86,891,000 |
| Securities held to maturity | 0 | 0 | 5,000,000 | 4,964,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 881,176,000 | 865,175,000 | 846,177,000 | 829,603,000 |
| Interest-bearing deposits | 869,027,000 | 840,972,000 | 823,839,000 | 812,697,000 |
| Noninterest-bearing deposits | 12,150,000 | 24,202,000 | 22,339,000 | 16,907,000 |
| Equity capital | 114,193,000 | 117,188,000 | 120,861,000 | 128,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 35,020,000 | 70,839,000 | 105,748,000 | 139,866,000 |
| Interest expense | 3,850,000 | 7,938,000 | 12,148,000 | 16,444,000 |
| Net interest income | 31,170,000 | 62,901,000 | 93,600,000 | 123,422,000 |
| Noninterest income | 604,000 | 1,231,000 | 2,154,000 | 2,840,000 |
| Noninterest expense | 15,147,000 | 29,207,000 | 43,700,000 | 58,522,000 |
| Provision for loan losses | 17,100,000 | 31,600,000 | 45,100,000 | 58,400,000 |
| Pretax income | -473,000 | 3,405,000 | 7,034,000 | 9,420,000 |
| Income tax | -3,750,000 | -3,014,000 | -2,032,000 | -1,895,000 |
| Net income | 3,277,000 | 6,419,000 | 9,066,000 | 11,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,121,000 | 119,263,000 | 123,410,000 | 130,659,000 |
| Total capital | 127,931,000 | 130,866,000 | 134,681,000 | 142,049,000 |
| Risk-weighted assets | 919,616,000 | 899,782,000 | 874,918,000 | 887,647,000 |