Call reports 2017
CRESCENT BANK — 2017
What CRESCENT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,038,528,000 | 1,029,109,000 | 1,007,266,000 | 996,378,000 |
| Total loans | 936,892,000 | 916,249,000 | 900,212,000 | 893,665,000 |
| Allowance for loan losses | 45,208,000 | 45,808,000 | 43,587,000 | 42,342,000 |
| Securities available for sale | 89,445,000 | 93,306,000 | 89,521,000 | 85,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 921,908,000 | 908,764,000 | 881,291,000 | 871,718,000 |
| Interest-bearing deposits | 908,290,000 | 896,020,000 | 869,696,000 | 860,043,000 |
| Noninterest-bearing deposits | 13,618,000 | 12,744,000 | 11,595,000 | 11,675,000 |
| Equity capital | 101,999,000 | 106,482,000 | 110,055,000 | 111,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 35,656,000 | 71,706,000 | 107,289,000 | 142,580,000 |
| Interest expense | 3,925,000 | 7,891,000 | 11,822,000 | 15,689,000 |
| Net interest income | 31,731,000 | 63,815,000 | 95,467,000 | 126,891,000 |
| Noninterest income | 553,000 | 1,148,000 | 1,764,000 | 2,478,000 |
| Noninterest expense | 15,737,000 | 31,072,000 | 45,452,000 | 59,593,000 |
| Provision for loan losses | 18,750,000 | 32,100,000 | 45,900,000 | 61,300,000 |
| Pretax income | -2,203,000 | 1,793,000 | 5,889,000 | 8,486,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,203,000 | 1,793,000 | 5,889,000 | 8,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,681,000 | 106,676,000 | 110,248,000 | 112,844,000 |
| Total capital | 114,995,000 | 118,739,000 | 122,158,000 | 124,670,000 |
| Risk-weighted assets | 952,233,000 | 931,291,000 | 921,141,000 | 915,593,000 |