Call reports 2016
CRESCENT BANK — 2016
What CRESCENT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,055,897,000 | 1,055,937,000 | 1,065,594,000 | 1,062,469,000 |
| Total loans | 933,955,000 | 943,227,000 | 946,608,000 | 953,103,000 |
| Allowance for loan losses | 35,616,000 | 38,094,000 | 35,226,000 | 44,691,000 |
| Securities available for sale | 89,140,000 | 88,273,000 | 92,039,000 | 90,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 919,358,000 | 920,334,000 | 927,995,000 | 946,448,000 |
| Interest-bearing deposits | 904,981,000 | 906,003,000 | 913,999,000 | 931,466,000 |
| Noninterest-bearing deposits | 14,377,000 | 14,331,000 | 13,996,000 | 14,982,000 |
| Equity capital | 122,593,000 | 121,346,000 | 122,962,000 | 103,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 35,248,000 | 72,016,000 | 108,615,000 | 145,482,000 |
| Interest expense | 3,692,000 | 7,493,000 | 11,379,000 | 15,369,000 |
| Net interest income | 31,556,000 | 64,523,000 | 97,236,000 | 130,113,000 |
| Noninterest income | 857,000 | 1,650,000 | 2,229,000 | 2,797,000 |
| Noninterest expense | 15,320,000 | 31,932,000 | 47,666,000 | 63,280,000 |
| Provision for loan losses | 13,800,000 | 25,800,000 | 39,050,000 | 70,550,000 |
| Pretax income | 3,293,000 | 8,446,000 | 12,755,000 | -914,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,293,000 | 8,446,000 | 12,755,000 | -914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,241,000 | 120,393,000 | 121,703,000 | 104,884,000 |
| Total capital | 134,556,000 | 132,818,000 | 134,231,000 | 117,456,000 |
| Risk-weighted assets | 961,861,000 | 968,294,000 | 979,546,000 | 973,601,000 |