Call reports 2015
CRESCENT BANK — 2015
What CRESCENT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,015,875,000 | 1,028,287,000 | 1,015,094,000 | 1,032,500,000 |
| Total loans | 897,091,000 | 910,381,000 | 900,703,000 | 910,182,000 |
| Allowance for loan losses | 29,617,000 | 31,853,000 | 31,356,000 | 32,787,000 |
| Securities available for sale | 60,545,000 | 68,796,000 | 72,715,000 | 75,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 890,362,000 | 901,306,000 | 888,948,000 | 897,021,000 |
| Interest-bearing deposits | 875,560,000 | 886,988,000 | 875,598,000 | 883,986,000 |
| Noninterest-bearing deposits | 14,803,000 | 14,318,000 | 13,350,000 | 13,035,000 |
| Equity capital | 109,637,000 | 108,883,000 | 110,602,000 | 122,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 34,976,000 | 70,886,000 | 105,943,000 | 141,325,000 |
| Interest expense | 3,513,000 | 7,132,000 | 10,797,000 | 14,463,000 |
| Net interest income | 31,463,000 | 63,754,000 | 95,146,000 | 126,862,000 |
| Noninterest income | 764,000 | 1,805,000 | 2,589,000 | 3,324,000 |
| Noninterest expense | 16,049,000 | 30,261,000 | 47,369,000 | 63,472,000 |
| Provision for loan losses | 12,550,000 | 25,200,000 | 36,850,000 | 49,550,000 |
| Pretax income | 3,628,000 | 10,144,000 | 13,562,000 | 17,264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,628,000 | 10,144,000 | 13,562,000 | 17,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,162,000 | 109,128,000 | 110,244,000 | 123,148,000 |
| Total capital | 120,920,000 | 121,179,000 | 122,144,000 | 135,158,000 |
| Risk-weighted assets | 922,781,000 | 944,249,000 | 932,563,000 | 940,029,000 |