Call reports 2014
CRESCENT BANK — 2014
What CRESCENT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 897,911,000 | 919,737,000 | 941,137,000 | 977,709,000 |
| Total loans | 801,520,000 | 827,210,000 | 830,175,000 | 861,137,000 |
| Allowance for loan losses | 22,188,000 | 27,530,000 | 27,482,000 | 27,617,000 |
| Securities available for sale | 32,170,000 | 31,549,000 | 33,009,000 | 48,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 778,543,000 | 802,736,000 | 821,727,000 | 857,285,000 |
| Interest-bearing deposits | 762,064,000 | 787,941,000 | 805,827,000 | 841,817,000 |
| Noninterest-bearing deposits | 16,479,000 | 14,794,000 | 15,900,000 | 15,468,000 |
| Equity capital | 104,169,000 | 102,759,000 | 103,887,000 | 105,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 27,990,000 | 58,863,000 | 91,154,000 | 124,879,000 |
| Interest expense | 3,307,000 | 6,626,000 | 9,909,000 | 13,285,000 |
| Net interest income | 24,683,000 | 52,237,000 | 81,245,000 | 111,594,000 |
| Noninterest income | 841,000 | 1,657,000 | 2,325,000 | 2,935,000 |
| Noninterest expense | 13,922,000 | 29,414,000 | 45,401,000 | 61,480,000 |
| Provision for loan losses | 10,750,000 | 18,300,000 | 26,200,000 | 37,350,000 |
| Pretax income | 852,000 | 6,180,000 | 12,044,000 | 15,774,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 852,000 | 6,180,000 | 12,044,000 | 15,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,361,000 | 102,590,000 | 103,854,000 | 105,783,000 |
| Total capital | 114,828,000 | 113,424,000 | 114,810,000 | 117,136,000 |
| Risk-weighted assets | 825,637,000 | 850,015,000 | 860,004,000 | 892,016,000 |
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