Call reports 2013
CRESCENT BANK — 2013
What CRESCENT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 819,007,000 | 851,569,000 | 863,335,000 | 865,540,000 |
| Total loans | 730,909,000 | 763,017,000 | 769,665,000 | 768,628,000 |
| Allowance for loan losses | 20,137,000 | 23,158,000 | 21,262,000 | 17,002,000 |
| Securities available for sale | 43,444,000 | 39,539,000 | 34,732,000 | 33,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 714,300,000 | 736,363,000 | 754,258,000 | 758,551,000 |
| Interest-bearing deposits | 696,213,000 | 722,427,000 | 739,952,000 | 746,159,000 |
| Noninterest-bearing deposits | 18,087,000 | 13,936,000 | 14,306,000 | 12,392,000 |
| Equity capital | 90,921,000 | 90,015,000 | 91,494,000 | 90,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 30,361,000 | 60,719,000 | 87,402,000 | 108,703,000 |
| Interest expense | 3,517,000 | 7,028,000 | 10,486,000 | 13,877,000 |
| Net interest income | 26,844,000 | 53,691,000 | 76,916,000 | 94,826,000 |
| Noninterest income | 949,000 | 1,651,000 | 2,238,000 | 2,790,000 |
| Noninterest expense | 15,277,000 | 30,575,000 | 44,495,000 | 58,270,000 |
| Provision for loan losses | 4,675,000 | 10,975,000 | 16,775,000 | 21,425,000 |
| Pretax income | 7,841,000 | 13,896,000 | 17,988,000 | 18,025,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,841,000 | 13,896,000 | 17,988,000 | 18,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,845,000 | 90,301,000 | 91,621,000 | 91,559,000 |
| Total capital | 99,362,000 | 100,265,000 | 101,672,000 | 101,599,000 |
| Risk-weighted assets | 750,777,000 | 783,961,000 | 792,837,000 | 796,209,000 |
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