Call reports 2012
CRESCENT BANK — 2012
What CRESCENT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 679,781,000 | 722,961,000 | 737,072,000 | 773,489,000 |
| Total loans | 609,283,000 | 638,382,000 | 658,523,000 | 674,974,000 |
| Allowance for loan losses | 22,454,000 | 22,842,000 | 22,280,000 | 19,831,000 |
| Securities available for sale | 52,085,000 | 50,705,000 | 48,334,000 | 45,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,732,000 | 633,450,000 | 641,575,000 | 672,750,000 |
| Interest-bearing deposits | 579,359,000 | 620,951,000 | 628,693,000 | 651,645,000 |
| Noninterest-bearing deposits | 13,373,000 | 12,500,000 | 12,882,000 | 21,105,000 |
| Equity capital | 74,807,000 | 77,012,000 | 81,540,000 | 87,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 25,775,000 | 53,804,000 | 81,028,000 | 107,518,000 |
| Interest expense | 3,835,000 | 7,626,000 | 11,330,000 | 14,979,000 |
| Net interest income | 21,940,000 | 46,178,000 | 69,698,000 | 92,539,000 |
| Noninterest income | 845,000 | 1,578,000 | 1,994,000 | 2,567,000 |
| Noninterest expense | 13,200,000 | 27,053,000 | 41,027,000 | 55,276,000 |
| Provision for loan losses | 3,600,000 | 4,835,000 | 7,360,000 | 10,060,000 |
| Pretax income | 5,985,000 | 15,868,000 | 23,305,000 | 29,930,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,985,000 | 15,868,000 | 23,305,000 | 29,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,223,000 | 75,856,000 | 79,942,000 | 86,405,000 |
| Total capital | 82,225,000 | 84,274,000 | 88,592,000 | 95,276,000 |
| Risk-weighted assets | 625,679,000 | 658,813,000 | 679,577,000 | 698,706,000 |
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