Call reports 2008
CRESCENT BANK — 2008
What CRESCENT BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 559,526,000 | 573,978,000 | 615,648,000 | 651,188,000 |
| Total loans | 490,635,000 | 510,149,000 | 526,946,000 | 550,153,000 |
| Allowance for loan losses | 17,757,000 | 18,913,000 | 17,034,000 | 13,528,000 |
| Securities available for sale | 7,610,000 | 10,843,000 | 10,995,000 | 40,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,050,000 | 493,013,000 | 532,589,000 | 570,630,000 |
| Interest-bearing deposits | 474,723,000 | 483,444,000 | 523,866,000 | 561,603,000 |
| Noninterest-bearing deposits | 8,327,000 | 9,569,000 | 8,723,000 | 9,027,000 |
| Equity capital | 52,077,000 | 53,343,000 | 54,957,000 | 57,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 20,882,000 | 43,071,000 | 65,665,000 | 88,860,000 |
| Interest expense | 5,156,000 | 10,501,000 | 15,921,000 | 21,823,000 |
| Net interest income | 15,726,000 | 32,570,000 | 49,744,000 | 67,037,000 |
| Noninterest income | 2,249,000 | 3,953,000 | 5,148,000 | 5,999,000 |
| Noninterest expense | 11,490,000 | 22,647,000 | 34,039,000 | 44,014,000 |
| Provision for loan losses | 4,100,000 | 9,500,000 | 14,900,000 | 21,100,000 |
| Pretax income | 2,385,000 | 4,378,000 | 5,955,000 | 7,924,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,385,000 | 4,378,000 | 5,955,000 | 7,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,096,000 | 53,765,000 | 55,092,000 | 57,061,000 |
| Total capital | 58,635,000 | 60,527,000 | 62,096,000 | 64,239,000 |
| Risk-weighted assets | 512,007,000 | 528,774,000 | 550,259,000 | 567,922,000 |
Machine access — free, no API key
Every figure shown here about CRESCENT BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.