Call reports 2015
WESTERN BANK, NATIONAL ASSOCIATION — 2015
What WESTERN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 558,907,000 | 525,710,000 |
| Total loans | 246,380,000 | 254,887,000 |
| Allowance for loan losses | 2,849,000 | 3,124,000 |
| Securities available for sale | 154,678,000 | 156,028,000 |
| Securities held to maturity | 57,609,000 | 59,193,000 |
| Trading assets | 0 | 0 |
| Total deposits | 418,299,000 | 421,788,000 |
| Interest-bearing deposits | 253,945,000 | 258,921,000 |
| Noninterest-bearing deposits | 164,354,000 | 162,867,000 |
| Equity capital | 62,596,000 | 60,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 4,229,000 | 8,615,000 |
| Interest expense | 208,000 | 411,000 |
| Net interest income | 4,021,000 | 8,204,000 |
| Noninterest income | 366,000 | 768,000 |
| Noninterest expense | 3,118,000 | 6,417,000 |
| Provision for loan losses | 28,000 | 302,000 |
| Pretax income | 1,347,000 | 2,361,000 |
| Income tax | 0 | 10,000 |
| Net income | 1,347,000 | 2,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 60,586,000 | 59,693,000 |
| Total capital | 63,511,000 | 62,893,000 |
| Risk-weighted assets | 326,628,000 | 356,252,000 |