Call reports 2025
JANESVILLE STATE BANK — 2025
What JANESVILLE STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 86,345,000 | 89,244,000 | 91,405,000 | 94,975,000 |
| Total loans | 67,205,000 | 69,830,000 | 69,692,000 | 72,852,000 |
| Allowance for loan losses | 762,000 | 763,000 | 762,000 | 762,000 |
| Securities available for sale | 12,726,000 | 12,896,000 | 12,989,000 | 13,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,942,000 | 73,628,000 | 76,155,000 | 79,173,000 |
| Interest-bearing deposits | 56,685,000 | 56,466,000 | 58,898,000 | 60,899,000 |
| Noninterest-bearing deposits | 17,257,000 | 17,162,000 | 17,257,000 | 18,274,000 |
| Equity capital | 9,575,000 | 10,109,000 | 10,629,000 | 11,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,065,000 | 2,162,000 | 3,300,000 | 4,488,000 |
| Interest expense | 380,000 | 739,000 | 1,135,000 | 1,534,000 |
| Net interest income | 685,000 | 1,423,000 | 2,165,000 | 2,954,000 |
| Noninterest income | 56,000 | 114,000 | 179,000 | 243,000 |
| Noninterest expense | 436,000 | 868,000 | 1,292,000 | 1,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 305,000 | 664,000 | 1,047,000 | 1,421,000 |
| Income tax | 3,000 | 40,000 | 60,000 | 125,000 |
| Net income | 302,000 | 624,000 | 987,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,694,000 | 11,015,000 | 11,379,000 | 11,687,000 |