Call reports 2024
JANESVILLE STATE BANK — 2024
What JANESVILLE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 90,492,000 | 89,907,000 | 88,237,000 | 90,170,000 |
| Total loans | 65,296,000 | 64,988,000 | 66,271,000 | 68,648,000 |
| Allowance for loan losses | 757,000 | 758,000 | 757,000 | 762,000 |
| Securities available for sale | 15,826,000 | 15,727,000 | 15,509,000 | 12,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,569,000 | 71,528,000 | 68,977,000 | 75,491,000 |
| Interest-bearing deposits | 55,674,000 | 55,585,000 | 52,762,000 | 59,092,000 |
| Noninterest-bearing deposits | 15,895,000 | 15,943,000 | 16,215,000 | 16,399,000 |
| Equity capital | 8,941,000 | 9,104,000 | 9,827,000 | 9,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,050,000 | 3,105,000 | 4,156,000 |
| Interest expense | 431,000 | 864,000 | 1,298,000 | 1,719,000 |
| Net interest income | 582,000 | 1,186,000 | 1,807,000 | 2,437,000 |
| Noninterest income | 51,000 | 114,000 | 172,000 | 232,000 |
| Noninterest expense | 420,000 | 822,000 | 1,239,000 | 1,693,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 213,000 | 456,000 | 718,000 | 955,000 |
| Income tax | 3,000 | 53,000 | 81,000 | 81,000 |
| Net income | 210,000 | 403,000 | 637,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,428,000 | 10,621,000 | 10,854,000 | 11,091,000 |