Call reports 2023
JANESVILLE STATE BANK — 2023
What JANESVILLE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 89,811,000 | 92,934,000 | 89,167,000 | 93,650,000 |
| Total loans | 62,011,000 | 62,415,000 | 62,142,000 | 66,908,000 |
| Allowance for loan losses | 763,000 | 763,000 | 757,000 | 757,000 |
| Securities available for sale | 19,275,000 | 18,903,000 | 18,271,000 | 17,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,204,000 | 78,344,000 | 74,488,000 | 75,850,000 |
| Interest-bearing deposits | 60,255,000 | 60,868,000 | 57,914,000 | 57,730,000 |
| Noninterest-bearing deposits | 17,949,000 | 17,476,000 | 16,574,000 | 18,120,000 |
| Equity capital | 8,572,000 | 8,674,000 | 8,604,000 | 9,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,727,000 | 2,655,000 | 3,617,000 |
| Interest expense | 180,000 | 442,000 | 745,000 | 1,087,000 |
| Net interest income | 631,000 | 1,285,000 | 1,910,000 | 2,530,000 |
| Noninterest income | 41,000 | 100,000 | 153,000 | 207,000 |
| Noninterest expense | 357,000 | 841,000 | 1,248,000 | 1,714,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 315,000 | 544,000 | 815,000 | 1,023,000 |
| Income tax | -36,000 | -24,000 | -11,000 | 71,000 |
| Net income | 351,000 | 568,000 | 826,000 | 952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,317,000 | 10,534,000 | 10,792,000 | 10,917,000 |