Call reports 2022
JANESVILLE STATE BANK — 2022
What JANESVILLE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 96,846,000 | 95,296,000 | 89,605,000 | 90,538,000 |
| Total loans | 57,074,000 | 59,597,000 | 61,848,000 | 63,162,000 |
| Allowance for loan losses | 763,000 | 763,000 | 763,000 | 763,000 |
| Securities available for sale | 21,011,000 | 20,827,000 | 19,779,000 | 19,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,505,000 | 84,039,000 | 78,887,000 | 77,510,000 |
| Interest-bearing deposits | 65,547,000 | 66,925,000 | 59,675,000 | 58,615,000 |
| Noninterest-bearing deposits | 18,958,000 | 17,113,000 | 19,212,000 | 18,895,000 |
| Equity capital | 8,519,000 | 8,264,000 | 7,697,000 | 8,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,468,000 | 2,256,000 | 3,026,000 |
| Interest expense | 49,000 | 96,000 | 163,000 | 290,000 |
| Net interest income | 680,000 | 1,372,000 | 2,093,000 | 2,736,000 |
| Noninterest income | 89,000 | 125,000 | 157,000 | 179,000 |
| Noninterest expense | 412,000 | 884,000 | 1,478,000 | 1,928,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 357,000 | 613,000 | 772,000 | 987,000 |
| Income tax | 37,000 | 70,000 | 102,000 | 102,000 |
| Net income | 320,000 | 543,000 | 670,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,801,000 | 10,024,000 | 10,151,000 | 10,366,000 |