Call reports 2021
JANESVILLE STATE BANK — 2021
What JANESVILLE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 85,594,000 | 86,979,000 | 85,619,000 | 99,744,000 |
| Total loans | 56,813,000 | 58,151,000 | 57,492,000 | 57,788,000 |
| Allowance for loan losses | 763,000 | 763,000 | 763,000 | 763,000 |
| Securities available for sale | 12,430,000 | 18,633,000 | 18,253,000 | 20,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,447,000 | 72,637,000 | 71,657,000 | 85,870,000 |
| Interest-bearing deposits | 53,277,000 | 55,150,000 | 54,101,000 | 66,717,000 |
| Noninterest-bearing deposits | 18,170,000 | 17,487,000 | 17,556,000 | 19,153,000 |
| Equity capital | 9,701,000 | 10,004,000 | 10,055,000 | 10,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,494,000 | 2,276,000 | 2,992,000 |
| Interest expense | 78,000 | 150,000 | 210,000 | 266,000 |
| Net interest income | 673,000 | 1,344,000 | 2,066,000 | 2,726,000 |
| Noninterest income | 53,000 | 82,000 | 114,000 | 164,000 |
| Noninterest expense | 353,000 | 760,000 | 1,143,000 | 1,620,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 373,000 | 666,000 | 1,037,000 | 1,270,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 115,000 |
| Net income | 372,000 | 665,000 | 1,036,000 | 1,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,755,000 | 10,049,000 | 10,088,000 | 10,206,000 |