Call reports 2020
JANESVILLE STATE BANK — 2020
What JANESVILLE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 73,982,000 | 79,834,000 | 79,738,000 | 83,087,000 |
| Total loans | 59,222,000 | 61,700,000 | 60,441,000 | 57,912,000 |
| Allowance for loan losses | 763,000 | 778,000 | 793,000 | 763,000 |
| Securities available for sale | 5,495,000 | 5,940,000 | 6,348,000 | 9,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,150,000 | 65,663,000 | 65,158,000 | 68,313,000 |
| Interest-bearing deposits | 47,754,000 | 50,917,000 | 50,586,000 | 51,802,000 |
| Noninterest-bearing deposits | 12,396,000 | 14,746,000 | 14,572,000 | 16,512,000 |
| Equity capital | 9,154,000 | 9,579,000 | 9,983,000 | 10,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,632,000 | 2,421,000 | 3,173,000 |
| Interest expense | 135,000 | 252,000 | 355,000 | 446,000 |
| Net interest income | 681,000 | 1,380,000 | 2,066,000 | 2,727,000 |
| Noninterest income | 82,000 | 179,000 | 267,000 | 365,000 |
| Noninterest expense | 383,000 | 752,000 | 1,122,000 | 1,634,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 10,000 |
| Pretax income | 370,000 | 782,000 | 1,171,000 | 1,448,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 370,000 | 782,000 | 1,170,000 | 1,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,156,000 | 9,568,000 | 9,956,000 | 10,233,000 |