Call reports 2019
JANESVILLE STATE BANK — 2019
What JANESVILLE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 67,510,000 | 71,486,000 | 72,648,000 | 75,305,000 |
| Total loans | 53,480,000 | 56,823,000 | 58,192,000 | 60,960,000 |
| Allowance for loan losses | 733,000 | 733,000 | 743,000 | 753,000 |
| Securities available for sale | 8,052,000 | 8,020,000 | 7,942,000 | 7,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,761,000 | 58,003,000 | 58,878,000 | 60,864,000 |
| Interest-bearing deposits | 42,504,000 | 44,209,000 | 45,552,000 | 46,850,000 |
| Noninterest-bearing deposits | 13,257,000 | 13,794,000 | 13,326,000 | 14,014,000 |
| Equity capital | 8,781,000 | 9,121,000 | 9,457,000 | 9,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,504,000 | 2,307,000 | 3,138,000 |
| Interest expense | 113,000 | 244,000 | 385,000 | 524,000 |
| Net interest income | 621,000 | 1,260,000 | 1,922,000 | 2,614,000 |
| Noninterest income | 55,000 | 110,000 | 186,000 | 271,000 |
| Noninterest expense | 359,000 | 743,000 | 1,125,000 | 1,572,000 |
| Provision for loan losses | 10,000 | 10,000 | 20,000 | 30,000 |
| Pretax income | 307,000 | 617,000 | 963,000 | 1,283,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 306,000 | 616,000 | 962,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,810,000 | 9,120,000 | 9,466,000 | 9,787,000 |
| Total capital | 9,496,000 | 9,841,000 | 10,195,000 | 10,540,000 |
| Risk-weighted assets | 54,806,000 | 57,692,000 | 58,266,000 | 61,506,000 |