Call reports 2018
JANESVILLE STATE BANK — 2018
What JANESVILLE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 68,895,000 | 69,892,000 | 67,632,000 | 69,988,000 |
| Total loans | 51,135,000 | 51,679,000 | 51,778,000 | 54,037,000 |
| Allowance for loan losses | 651,000 | 651,000 | 666,000 | 724,000 |
| Securities available for sale | 7,604,000 | 8,538,000 | 7,461,000 | 7,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,159,000 | 57,942,000 | 55,365,000 | 57,557,000 |
| Interest-bearing deposits | 41,368,000 | 44,491,000 | 42,844,000 | 43,355,000 |
| Noninterest-bearing deposits | 15,791,000 | 13,451,000 | 12,520,000 | 14,202,000 |
| Equity capital | 8,564,000 | 8,883,000 | 9,233,000 | 9,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,352,000 | 2,051,000 | 2,778,000 |
| Interest expense | 78,000 | 165,000 | 255,000 | 352,000 |
| Net interest income | 582,000 | 1,187,000 | 1,796,000 | 2,426,000 |
| Noninterest income | 54,000 | 108,000 | 191,000 | 255,000 |
| Noninterest expense | 374,000 | 719,000 | 1,039,000 | 1,470,000 |
| Provision for loan losses | 50,000 | 50,000 | 65,000 | 120,000 |
| Pretax income | 212,000 | 526,000 | 883,000 | 1,091,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 212,000 | 526,000 | 882,000 | 1,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,628,000 | 8,941,000 | 9,297,000 | 9,504,000 |
| Total capital | 9,279,000 | 9,592,000 | 9,963,000 | 10,190,000 |
| Risk-weighted assets | 52,897,000 | 53,436,000 | 53,123,000 | 54,873,000 |