Call reports 2017
JANESVILLE STATE BANK — 2017
What JANESVILLE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 69,355,000 | 71,706,000 | 67,922,000 | 68,529,000 |
| Total loans | 46,844,000 | 46,899,000 | 47,216,000 | 48,882,000 |
| Allowance for loan losses | 591,000 | 591,000 | 591,000 | 601,000 |
| Securities available for sale | 9,415,000 | 11,476,000 | 10,433,000 | 10,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,659,000 | 59,837,000 | 55,873,000 | 56,252,000 |
| Interest-bearing deposits | 44,228,000 | 46,741,000 | 42,529,000 | 42,087,000 |
| Noninterest-bearing deposits | 13,430,000 | 13,096,000 | 13,344,000 | 14,165,000 |
| Equity capital | 8,332,000 | 8,600,000 | 8,859,000 | 9,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,240,000 | 1,859,000 | 2,486,000 |
| Interest expense | 58,000 | 117,000 | 174,000 | 234,000 |
| Net interest income | 554,000 | 1,123,000 | 1,685,000 | 2,252,000 |
| Noninterest income | 61,000 | 120,000 | 184,000 | 249,000 |
| Noninterest expense | 351,000 | 730,000 | 1,099,000 | 1,436,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 264,000 | 513,000 | 770,000 | 1,065,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 264,000 | 513,000 | 769,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,364,000 | 8,614,000 | 8,870,000 | 9,164,000 |
| Total capital | 8,955,000 | 9,205,000 | 9,461,000 | 9,765,000 |
| Risk-weighted assets | 48,169,000 | 48,220,000 | 48,630,000 | 49,704,000 |