Call reports 2016
JANESVILLE STATE BANK — 2016
What JANESVILLE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 69,012,000 | 73,288,000 | 73,197,000 | 71,066,000 |
| Total loans | 43,512,000 | 45,459,000 | 46,768,000 | 47,906,000 |
| Allowance for loan losses | 571,000 | 581,000 | 591,000 | 591,000 |
| Securities available for sale | 10,176,000 | 13,638,000 | 13,594,000 | 10,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,250,000 | 62,304,000 | 57,920,000 | 58,875,000 |
| Interest-bearing deposits | 45,176,000 | 49,887,000 | 45,283,000 | 45,627,000 |
| Noninterest-bearing deposits | 13,074,000 | 12,417,000 | 12,637,000 | 13,248,000 |
| Equity capital | 8,020,000 | 8,307,000 | 8,626,000 | 8,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,187,000 | 1,805,000 | 2,419,000 |
| Interest expense | 61,000 | 121,000 | 184,000 | 247,000 |
| Net interest income | 519,000 | 1,066,000 | 1,621,000 | 2,172,000 |
| Noninterest income | 55,000 | 114,000 | 181,000 | 236,000 |
| Noninterest expense | 332,000 | 667,000 | 992,000 | 1,298,000 |
| Provision for loan losses | 0 | 10,000 | 20,000 | 30,000 |
| Pretax income | 242,000 | 503,000 | 790,000 | 1,080,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 242,000 | 503,000 | 789,000 | 1,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,065,000 | 8,326,000 | 8,611,000 | 8,901,000 |
| Total capital | 8,636,000 | 8,907,000 | 9,202,000 | 9,492,000 |
| Risk-weighted assets | 46,266,000 | 48,700,000 | 49,920,000 | 50,087,000 |