Call reports 2015
JANESVILLE STATE BANK — 2015
What JANESVILLE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 66,765,000 | 68,002,000 | 66,853,000 | 71,677,000 |
| Total loans | 40,087,000 | 41,408,000 | 42,751,000 | 43,440,000 |
| Allowance for loan losses | 566,000 | 566,000 | 566,000 | 571,000 |
| Securities available for sale | 13,392,000 | 13,251,000 | 11,376,000 | 11,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,719,000 | 57,222,000 | 55,794,000 | 60,419,000 |
| Interest-bearing deposits | 42,886,000 | 43,793,000 | 43,765,000 | 45,779,000 |
| Noninterest-bearing deposits | 12,832,000 | 13,429,000 | 12,030,000 | 14,640,000 |
| Equity capital | 7,791,000 | 7,972,000 | 8,246,000 | 8,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 531,000 | 1,095,000 | 1,657,000 | 2,231,000 |
| Interest expense | 64,000 | 127,000 | 189,000 | 252,000 |
| Net interest income | 467,000 | 968,000 | 1,468,000 | 1,979,000 |
| Noninterest income | 56,000 | 120,000 | 185,000 | 252,000 |
| Noninterest expense | 321,000 | 626,000 | 931,000 | 1,225,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 202,000 | 462,000 | 722,000 | 1,001,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 201,000 | 461,000 | 721,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,774,000 | 8,034,000 | 8,293,000 | 8,573,000 |
| Total capital | 8,335,000 | 8,600,000 | 8,859,000 | 9,144,000 |
| Risk-weighted assets | 44,937,000 | 45,901,000 | 46,429,000 | 46,864,000 |