Call reports 2014
TIGHTWAD BANK — 2014
What TIGHTWAD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 7,197,000 | 7,038,000 | 4,860,000 | 4,056,000 |
| Total loans | 3,627,000 | 3,350,000 | 2,654,000 | 2,426,000 |
| Allowance for loan losses | 337,000 | 337,000 | 337,000 | 370,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,456,000 | 6,368,000 | 4,257,000 | 3,509,000 |
| Interest-bearing deposits | 5,607,000 | 5,457,000 | 3,636,000 | 2,809,000 |
| Noninterest-bearing deposits | 849,000 | 911,000 | 621,000 | 700,000 |
| Equity capital | 740,000 | 669,000 | 603,000 | 547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 55,000 | 106,000 | 151,000 | 189,000 |
| Interest expense | 6,000 | 12,000 | 16,000 | 20,000 |
| Net interest income | 49,000 | 94,000 | 135,000 | 169,000 |
| Noninterest income | -3,000 | -8,000 | -7,000 | -6,000 |
| Noninterest expense | 111,000 | 221,000 | 330,000 | 421,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -65,000 | -135,000 | -202,000 | -258,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -65,000 | -135,000 | -202,000 | -258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 740,000 | 669,000 | 603,000 | 547,000 |
| Total capital | 787,000 | 710,000 | 636,000 | 576,000 |
| Risk-weighted assets | 3,617,000 | 2,961,000 | 2,315,000 | 1,973,000 |