Call report 2023Q4
LAKE COMMUNITY BANK — 2023Q4
The 22 measures LAKE COMMUNITY BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,319,000 | USD | evidence → |
| Total loans | 96,633,000 | USD | evidence → |
| Allowance for loan losses | 1,250,000 | USD | evidence → |
| Securities available for sale | 25,498,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 114,811,000 | USD | evidence → |
| Interest-bearing deposits | 78,268,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,543,000 | USD | evidence → |
| Equity capital | 22,863,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,828,000 | USD | evidence → |
| Interest expense | 1,415,000 | USD | evidence → |
| Net interest income | 5,413,000 | USD | evidence → |
| Noninterest income | 244,000 | USD | evidence → |
| Noninterest expense | 3,067,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,590,000 | USD | evidence → |
| Income tax | 723,000 | USD | evidence → |
| Net income | 1,867,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,508,000 | USD | evidence → |
| Total capital | 19,758,000 | USD | evidence → |
| Risk-weighted assets | 110,032,000 | USD | evidence → |