Call reports 2021
LAKE COMMUNITY BANK — 2021
What LAKE COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 146,130,000 | 146,762,000 | 147,824,000 | 155,309,000 |
| Total loans | 91,124,000 | 94,247,000 | 96,440,000 | 103,789,000 |
| Allowance for loan losses | 1,127,000 | 1,127,000 | 1,126,000 | 0 |
| Securities available for sale | 19,286,000 | 19,825,000 | 18,813,000 | 17,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,255,000 | 129,701,000 | 130,090,000 | 132,234,000 |
| Interest-bearing deposits | 89,101,000 | 89,064,000 | 88,867,000 | 86,855,000 |
| Noninterest-bearing deposits | 40,154,000 | 40,637,000 | 41,223,000 | 45,379,000 |
| Equity capital | 16,087,000 | 16,302,000 | 16,769,000 | 22,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,207,000 | 3,602,000 | 0 |
| Interest expense | 98,000 | 185,000 | 261,000 | 0 |
| Net interest income | 1,005,000 | 2,022,000 | 3,341,000 | 0 |
| Noninterest income | 56,000 | 114,000 | 174,000 | 0 |
| Noninterest expense | 697,000 | 1,409,000 | 2,152,000 | 0 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 364,000 | 727,000 | 1,363,000 | 0 |
| Income tax | 107,000 | 210,000 | 394,000 | 0 |
| Net income | 257,000 | 517,000 | 969,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,592,000 | 15,850,000 | 16,303,000 | 17,126,000 |
| Total capital | 16,719,000 | 16,977,000 | 17,429,000 | 17,126,000 |
| Risk-weighted assets | 105,519,000 | 109,747,000 | 112,024,000 | 124,084,000 |